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Higher Salaries and More Jobs May be Coming for U.S. Workers

(StatePoint) Small and mid-size business owners are feeling more optimistic than they have for a long time, suggests a new survey, and experts say this could mean positive things for the overall economy -- including for workers’ salaries and job-seekers’ prospects.

Pet Central


Having a pet is a lot of responsibility, and we’ll help by giving you lots of tips and tricks! More >>



Our fitness articles will help teach you how to work out with gym- and home-based exercises. More >>



Enjoy the crosswords challenge in our free daily puzzles, from the harder Sunday crossword to the quicker daily. More >>



Every Sudoku has a unique solution that can be reached logically. Enter numbers into the blank spaces so that each row, column and 3x3 box contains the numbers 1 to 9. More >>

Recent Headlines

Wednesday 04/18/2018
Stop What You're Doing And Download These Free Money-Saving Tools ASAP
Updated: April 24, 2018 - 3:37 am

(NAPSI)—The stock market is down and it's tax season. We've got money on our mind and how to save it. So we've rounded up our top three favorite apps to help you save or at least make sure you don't overpay.

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Become Credit Savvy And Help Better Protect Your Identity
Updated: April 24, 2018 - 3:37 am

(NAPSI)—How much do you know about credit, credit reports, credit scores and how they work? Even if the answer is “not much,” there are resources available to help you learn more about credit and put you in the driver’s seat.

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Interest Rates are Rising: Should You Buy a Home or Wait?
Updated: April 24, 2018 - 3:37 am

(StatePoint) With heightened talk of rising interest rates, many prospective homebuyers are understandably concerned about whether it’s the right time to purchase a home.

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Thursday 04/12/2018
MovoCash Embraces Culture of Community
Updated: April 12, 2018 - 3:31 pm

(NewsUSA) - These days, it can be hard to find a company that values its people - especially in the financial-tech industry, where employees feel like cogs in a machine, disconnected from their colleagues or customers.

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Tuesday 04/10/2018
Five Questions To Ask When Meeting With A Financial Advisor About Retirement Planning
Updated: April 11, 2018 - 3:38 am

(NAPSI)—Only about one-third (31 percent) of middle-income baby boomers feel prepared for retirement, according to a recent study conducted by Bankers Life Center for a Secure Retirement. However, even if you only recently started your preparation for retirement or have not yet begun, it is never too late to improve the outlook for your retirement financial security.

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Monday 04/09/2018
How to Age with Optimism
Updated: April 10, 2018 - 3:31 pm

(NewsUSA) - Having a "glass half full" approach to life has long been considered important for overall wellness. But evidence suggests that there may be truth in this folk wisdom.

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Sunday 04/08/2018
Doing The Right Thing Matters
Updated: April 09, 2018 - 3:30 pm

(NewsUSA) - Equal pay for equal work tops the list of concerns expressed by respondents for Aflac's third annual Corporate Social Responsibility (CSR) survey. Consumers and investment professionals were asked what companies can and cannot do while claiming to be socially responsible. 

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Friday 04/06/2018
3 Tips to Meet Your Retirement Goals
Updated: April 06, 2018 - 3:34 am

(StatePoint) People are living longer, fuller lives than ever before, which means retirement plans need to stand the test of time. With this in mind, it makes sense to review your financial plan and make necessary tweaks to set yourself up for success.

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Wednesday 04/04/2018
Success Stories Prove That No One Gets A Diploma Alone
Updated: April 05, 2018 - 3:38 am

(NAPSI)—The United States’ national graduation rate rose to record highs in 2017.

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Tuesday 04/03/2018
Tax help for each kind of procrastinator [Video]
Posted: April 03, 2018

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Five Tips To Help Build Good Credit
Updated: April 04, 2018 - 3:38 am

by Marsha Barnes

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Five Ways To Fight Back Against Identity Fraud
Updated: April 04, 2018 - 3:38 am

(NAPSI)—If you’ve been a victim of identity fraud lately, you’re not alone. Nearly 17 million other Americans were, too, according to the 2018 annual Identity Fraud Study released by Javelin Strategy & Research, a research-based advisory firm that helps its clients to make better-informed business decisions in a digital financial world. In 2017, fraudsters stole $16.8 billion in the U.S. alone, the Javelin study found.

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Saturday 03/31/2018
Don’t Forget to Spring-Clean Your Credit Report
Updated: March 31, 2018 - 3:34 am

(StatePoint) Spring is in the air and it’s time for the annual ritual of deep cleaning, dusting, mopping, organizing -- and checking your credit report.

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Thursday 03/29/2018
Medical Debt Guide: How To Deal With High Medical Bills
Updated: March 30, 2018 - 3:36 am

(NAPSI)—A comprehensive 2016 survey conducted by Kaiser Family Foundation and The New York Times found that one in five (20 percent) working-age Americans with health insurance and 53 percent of uninsured Americans reported having problems with medical bills in the past year.

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Tuesday 03/27/2018
Should You Stay In Your Home Or Move During Retirement?
Updated: March 28, 2018 - 3:36 am

(NAPSI)—The choice about where to live in retirement is one of the most crucial decisions that a senior makes. It’s not just a major financial consideration, it’s also a highly emotional issue as a retiree’s home is often the anchor to their golden years.

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Friday 03/23/2018
Locking Or Freezing Your Credit Report Is One Important Step You Can Take To Help BetterProtect Yourself Against Identity Theft
Updated: March 24, 2018 - 3:37 am

(NAPSA)—You may have heard the terms “security freeze” and “credit report lock.” While they are sometimes used interchangeably, they aren’t exactly the same. While both are designed to help you restrict certain access to your credit information, they do so in different ways.

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Thursday 03/22/2018
Boat Insurance Basics May Help You Stay Afloat
Updated: March 22, 2018 - 3:31 pm

(NewsUSA) - Having the proper insurance may not be the most exciting part of owning a boat, but being savvy matters; the right coverage saves money, time, and hassle in case of an emergency.

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Following High-Profile Credit Breaches, Credit Freezes Emerge As Most Effective Safeguard
Updated: March 23, 2018 - 3:33 am

(NAPSI)—Last year saw a number of high-profile data breaches that caused major headaches for consumers, and that’s not likely to change. The Equifax data breach, for example, compromised the personal information of approximately 147.9 million Americans (basically all U.S. adults with credit reports), impacting credit scores and peace of mind. Uber’s data breach exposed the information of as many as 57 million Uber users, and the breach involving Alteryx and Experian affected more than 120 million American households, just to name a few.

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Wednesday 03/21/2018
Earth Day 101: 6 impactful ways to teach your kids about food waste
Updated: April 24, 2018 - 3:37 am

(BPT) - America needs to address its food waste problem, and a good place to start is taking steps to teach our children to conserve food.

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Wednesday 03/14/2018
Planning for Your Final Years
Updated: March 14, 2018 - 3:31 pm

(NewsUSA) - When it comes to the final years of life, communication and planning are the keys to ensuring that your life song hits the right note. A new survey conducted by Home Instead Inc., franchisor of the Home Instead Senior Care network, found that 85 percent of surveyed seniors who have made plans for their final years agree that planning is a chance to decide how their life's story ends.

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This Second Career Keeps You Rolling!
Updated: March 15, 2018 - 3:34 am

(NAPSI)—By 2020, one in three Americans will be over age 50. If you or someone you care about expects to be among them, there’s something you may want to consider—and it’s electric.

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Tuesday 03/13/2018
Expert advice this tax season and pay half what you paid someone else last year [Video]
Posted: March 13, 2018

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Monday 03/05/2018
Cash clever: Be too smart for these tax-time phone scams
Updated: March 06, 2018 - 3:35 am

(BPT) - If a smooth-talking phone caller has ever tried to cheat you out of your hard-earned money, you’re far from alone. Further, such scams tend to be rampant at tax time.

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Thursday 03/01/2018
How Women Can Become Better Negotiators To Navigate The Workplace
Updated: March 02, 2018 - 3:34 am

(NAPSI)—Good negotiating skills are learned over time and, when done well, can provide many benefits. However, new findings from a University of Phoenix survey found that while almost 60 percent of men are comfortable negotiating their salary, only 42 percent of women say the same1.

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Monday 02/26/2018
How To See Actual Government Documents
Updated: February 27, 2018 - 3:32 am

(NAPSI)—You may have been hearing a lot about the workings of your government and its official documents lately—but often they’re much easier to see than most people realize.

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Thursday 02/22/2018
Small Business Checklist for Tax-Time Technology
Updated: February 23, 2018 - 3:33 am

(NewsUSA) - Anyone who operates a small business, home-based business, or even a home office knows that tax time can be stressful. However, investing in the right equipment and technology can help a small business navigate tax season - and every season - smoothly and efficiently.

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Wednesday 02/21/2018
Uncle Sam Wants You To Save For Retirement
Updated: February 22, 2018 - 3:34 am

(NAPSI)—If you ever feel your finances are too stretched to save for retirement, you're not alone—and there could be good news for you. The Saver's Credit—a little-known tax credit made available by the IRS to eligible taxpayers—could make saving for retirement more affordable than you think. It may reduce your federal income taxes when you save for retirement through a qualified retirement plan or an Individual Retirement Account (IRA).

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Tuesday 02/20/2018
6 other college costs (and opportunities) to consider when the financial aid letter arrives
Updated: February 28, 2018 - 3:32 am

(BPT) - The last year of high school is a whirl of activity, and it’s no different when it comes to the final leg of college selection. Once the acceptance notifications arrive, it will soon be time to sit down with a different stack of mail: financial aid letters.

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Happier As A Homeowner
Updated: February 21, 2018 - 3:34 am

(NAPSI)—Despite 41 percent of millennials opting for “vacation moves”—relocating somewhere without the intention of staying permanently—reports show that the nomadic life might not be all it’s cracked up to be. Mobility has its perks, but the greatest social advantages are found in homeownership, says a recent National Association of Realtors study.

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New Equifax Lock Service: Your Questions Answered
Updated: February 21, 2018 - 3:34 am

(NAPSI)—When it comes to restricting certain access to their Equifax® credit reports, consumers have a new option with the Equifax Lock & Alert™ service. The service, which was launched on Jan. 31, is free for life and gives consumers the ability to quickly lock and unlock their Equifax credit report using a computer or mobile device. Terry Griffin, senior vice president of marketing at the Equifax Global Consumer Solutions division, answers some questions surrounding Lock & Alert.

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Wednesday 02/14/2018
When It Comes To Investing, Are You A Bull Or A Bear? Or Are You More Of A Narwhal, Or A Mason Bee?
Updated: February 15, 2018 - 3:35 am

(NAPSI)—Investing experts typically refer to two iconic animal mascots when talking about investor sentiment, the Bull and the Bear. If you’re “bullish,” you think stocks are going up and you invest aggressively. If you’re “bearish,” you expect stocks to go down and you look for more conservative investments to wait out the storm. Either way, you know what you want and you invest accordingly.

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Tuesday 02/13/2018
America's Retirement Score Hits All-Time High
Updated: February 13, 2018 - 3:30 pm

(NewsUSA) - American savers are more financially prepared for retirement than they've been since the dawn of YouTube. And Millennials deserve an extra special shout-out for how much money they've been socking away.

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Sunday 02/11/2018
Small-business & self-employed surprises at tax time [Video]
Posted: February 11, 2018

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Friday 02/09/2018
Retailers find purpose and share it with customers
Updated: April 24, 2018 - 3:38 am

(BPT) - Ninety-six percent of Americans are now shopping online, according to a recent study from CPC Strategy.

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Survey: Biggest concerns if tax refund is delayed [Video]
Posted: February 09, 2018

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Get The Fair, Accurate And Substantiated Credit Report You Deserve
Updated: February 10, 2018 - 3:34 am

(NAPS)—Every year, millions of Americans are denied loans for homes and cars due to errors on their credit reports. While a late payment or derogatory mark from a creditor may seem harmless, it can have long-standing consequences on your credit, most notably your credit score.

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Tuesday 01/30/2018
Know The Basics About Virtual Currencies
Updated: January 31, 2018 - 3:34 am

(NAPSI)—The recent run-up in price for Bitcoin and other virtual currencies has piqued investors' interest. However, the U.S. Commodity Futures Trading Commission (CFTC) advises investors to understand the risks that go with virtual currencies before adding them to their portfolios.

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Three Steps Toward A Better Retirement In 2018
Updated: January 31, 2018 - 3:34 am

(NAPSI)—For seniors who have already entered retirement, there are some important things that can be done in 2018 to make it better and more fulfilling:

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Friday 01/26/2018
Is A Self-Paced, Competency-Based Education Right For You? Here Are The Six Questions You Should Ask Yourself.
Updated: January 27, 2018 - 3:34 am

by Laurie Dodge

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Tuesday 01/23/2018
Five Tips To Save Time & Money This Tax Season
Updated: January 24, 2018 - 3:33 am

(NAPSI)—Taxes are inevitable, but there are many smart ways to save time and money throughout the process. Marsha Barnes, a certified financial social worker, financial educator and certified credit report reviewer, helps identify five important tips to consider:

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Friday 01/19/2018
University Students Compete for Top Prize in Global Trading Competition
Updated: January 19, 2018 - 3:30 pm

(NewsUSA) - CME Group's 15th Annual Trading Challenge is kicking off, and university students from all over the world will put their trading skills to the test. The stakes are high as teams are competing for a cash prize and a trip to Chicago for a day of education and networking.

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Thursday 01/11/2018
5 tax tips for the self-employed
Posted: January 11, 2018

(BPT) - Self-employment offers the perks and benefits of not working for someone else, but often means taking on risks and becoming responsible for providing a valuable product or service, generating income and having a steady customer base. With all of this considered, along with the newly enacted tax law, filing your taxes should be the last of your worries, so consider these five tax tips to breeze through the tax process.

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Get Help Tapping Talent
Updated: January 12, 2018 - 3:35 am

(NAPSI)—Employers looking for qualified and highly skilled workers may be missing out on an untapped talent pool-people with disabilities. Individuals with disabilities can offer employers a competitive edge, helping diversify and strengthen their workplaces through creativity, innovation and proven problem solving. They are also dedicated—studies show that employees with disabilities stay at jobs longer—thus reducing the time and cost involved in retraining and replacing personnel.

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Monday 01/08/2018
Tips To Help You Buy A Home Despite Student Debt
Updated: January 10, 2018 - 3:34 am

(NAPSI)—There's good news for young people hoping to buy their first home. A recent National Association of Realtors® (NAR) survey found that buying a house while carrying student debt is not impossible. In fact, 41 percent of recent first-time buyers had student debt, with a typical balance of $29,000.

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Wednesday 01/03/2018
Growing your business? These 3 financing mistakes can cost you big
Updated: March 31, 2018 - 3:34 am

(BPT) - Starting a business can be tough. Growing one can be even harder.

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Tuesday 01/02/2018
Is A Debt-Free Life Possible?
Updated: January 02, 2018 - 3:31 pm

(NewsUSA) - Leslie Balfaqih couldn't believe how much money she and her husband wasted every month. "Our financial life was a mess," Leslie says from her home in Florida.

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Wednesday 12/27/2017
Tax Survey: Top 3 Things Americans Would Rather Do [Video]
Updated: January 04, 2018 - 3:32 am

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Survey: DIY taxpayers willing to take on stress to save money [Video]
Updated: January 04, 2018 - 3:32 am

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Friday 12/22/2017
3 documents you need to create your estate plan
Posted: December 22, 2017

(BPT) - While creating a will and other estate planning documents may not be top of mind, it's a concern you should take seriously. You don’t need celebrity-sized assets to be concerned that a lack of estate planning on your part could cost your beneficiaries dearly. And that’s just one compelling reason to create an estate plan. To get started, you’ll need three core documents: a power of attorney, living will and health care proxy, and a last will and testament.

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