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Top Tips For Retirement Planning In Your 40s, 50s and 60s

(NAPSI)—For some, retirement may still be down the road, but planning for your future should happen at every age.

Pet Central

pets

Having a pet is a lot of responsibility, and we’ll help by giving you lots of tips and tricks! More >>

Fitness

Fitness

Our fitness articles will help teach you how to work out with gym- and home-based exercises. More >>

Crosswords

Crosswords

Enjoy the crosswords challenge in our free daily puzzles, from the harder Sunday crossword to the quicker daily. More >>

Sudoku

Sudoku

Every Sudoku has a unique solution that can be reached logically. Enter numbers into the blank spaces so that each row, column and 3x3 box contains the numbers 1 to 9. More >>




Recent Headlines

Wednesday 11/15/2017
4 questions to ask your financial advisor right away
Updated: November 16, 2017 - 3:36 am

(BPT) - Let’s face it: Finances can be complicated. Whether opening a new investment account, saving for your child’s college fund or rolling over a 401(k), sometimes you need professional financial help.

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How To Be Prepared In Case The Housewarming Party Isn't The Only Surprise In Your New Home
Updated: November 17, 2017 - 3:37 am

(NAPSI)—No matter how thorough your home inspection, the odds are your new house will reveal a surprise shortly after you move in.

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Tuesday 11/14/2017
Choosing Health Care Benefits - a Chore or a Labor of Love?
Updated: November 14, 2017 - 3:30 pm

(NewsUSA) - If you're like most Americans, you probably view benefits open enrollment as somewhat of a chore. After all, 67 percent of employees describe shopping for benefits as complicated, long or stressful according to the 2017 Aflac WorkForces Report.

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Voluntary Insurance Can Help Keep Employees
Updated: November 14, 2017 - 3:31 pm

(NewsUSA) - How can employers keep their best workers when increasing salaries isn't necessarily an option?

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Small businesses have struggled to find funding: Not anymore
Updated: November 16, 2017 - 3:36 am

(BPT) - In business, dreams are easy. Finding the money to make them happen, however, can be difficult.

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Beware Of Stock Fraud In The Wake Of Natural Disasters
Updated: November 15, 2017 - 3:36 am

(NAPSI)—Financial fraud routinely follows on the heels of natural disasters like hurricanes, wildfires and earthquakes—but you don't have to be a victim. After a disaster, you may receive unsolicited phone calls, e-mails and texts, including from messaging apps, about investments that exploit a variety of disaster-related opportunities.

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Friday 11/10/2017
Winter is coming: 3 reasons why you need to install winter tires
Updated: November 18, 2017 - 3:35 am

(BPT) - Winter brings unpredictable and dangerous road conditions, yet changing out all-season tires for winter tires isn't high on our priority list. No matter the type of vehicle you drive, tires are the only connection between a vehicle and the road. Improper tires put drivers at a higher risk of mishandling, including reduced control when trying to stop or steer and the inability to effectively accelerate.

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5 Things to Know this Benefits Enrollment Season
Updated: November 10, 2017 - 3:36 am

(StatePoint) Benefits open enrollment season can be a confusing time for many employees. But rather than make decisions you don’t feel confident about, take a bit of extra time to become better informed. Luckily, these days, there is a wealth of resources available online, and getting your questions answered is easier than ever, according to experts.

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Thursday 11/09/2017
Do Your Health Insurance Homework
Updated: November 09, 2017 - 3:31 pm

(NewsUSA) - Fall means not only shorter days and colorful leaves, but also the season of open enrollment for health insurance for most Americans.

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3 reasons to consider a group legal plan
Updated: November 09, 2017 - 3:32 pm

Being a parent is a balancing act. You are constantly being pulled in different directions and it can be challenging to manage all the things you need to get done. Your company’s open enrollment period is a chance to take stock of benefits that can help you manage some of the issues you face.

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Wednesday 11/08/2017
Common Small Business Health Insurance Misconceptions
Updated: November 09, 2017 - 3:32 pm

(NAPSI)—Running a small business is challenging enough without the confusion health insurance can cause. Too often, the resulting angst is driven by common misconceptions that an experienced benefits advisor can help dispel.

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It's Time To Get Smart About College Savings
Updated: November 09, 2017 - 3:32 pm

(NAPSI)—Fall: It's a time of bright leaves, crisp apples, family feasts and a chill in the air. But for many American families, there's a chill in the pocketbook, too, as parents around the country consider the daunting challenge of saving for their children's college education.

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Understanding Education And Military Families
Updated: November 09, 2017 - 3:32 pm

(NAPSI)—America’s military service members make great sacrifices for our country—and for their own families—but are their kids getting what they need from our K−12 education system?

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What Parents Want
Updated: November 09, 2017 - 3:32 pm

(NAPSI)—As the current administration shines a spotlight on school choice, families around the country are opening their minds to new educational opportunities.

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Tuesday 11/07/2017
Employees 'Uninspired' To Do Health Homework
Updated: November 09, 2017 - 3:31 pm

(NewsUSA) - How do American workers really feel about researching their health care benefits options? 

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Monday 11/06/2017
5 steps to prepare for open enrollment
Updated: November 10, 2017 - 3:36 am

(BPT) - Millions of Americans will select or switch their health benefits plan during open enrollment, so now is the time to prepare for that decision that usually happens once a year.

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Freelancers: Are you grabbing the best possible tax relief?
Updated: November 10, 2017 - 3:36 am

(BPT) - If you earn all or part of your income these days from freelance or contract work, you’re far from alone.

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Tips to Reduce Holiday Spending, Without Cutting Back on Cheer
Updated: November 09, 2017 - 3:32 pm

(StatePoint) Amid the merriment of the holiday season is a hard reality -- nearly six in 10 Americans don’t have enough savings to afford an unexpected expense like a $500 car repair or $1000 emergency room bill, according to a Bank survey conducted by Princeton Survey Research Associations International.

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Friday 11/03/2017
Honoring Veterans through Partnership And Education
Updated: November 09, 2017 - 3:31 pm

(NewsUSA) - Every year on November 11th, we formally thank men and women who have honorably served in the United States military. In fact, Veterans Day was born on May 13, 1938 as a way of honoring the veterans of WWI. Fast forward to 2017, and thousands of our fathers, mothers, sons and daughters have served in WWII, the Vietnam War and War in Afghanistan, to name a few.

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Monday 10/30/2017
How to Pick a Retirement Account
Updated: October 30, 2017 - 3:33 am

(StatePoint) Whether you’re starting your career, approaching retirement or you’re somewhere in between, it’s important to understand the various options available to help you reach your retirement goals.

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Thursday 10/26/2017
Don't get hooked: Know warning signs of a phishing scam
Updated: October 27, 2017 - 3:34 am

(BPT) - Half of the world’s 7 billion inhabitants use email, generating 269 billion emails per day in 2017, according to technology market research firm The Radicati Group. Email is so commonly used in business and personal interactions that it’s also become a prime avenue for scammers to attempt to trick people and companies into voluntarily giving up money and valuable information, like credit card or Social Security numbers.

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5 steps to making annual enrollment the most wonderful time of the year
Updated: November 09, 2017 - 3:32 pm

(BPT) - It’s that time of year again. But before you plan your Thanksgiving menu or check off your gift list, it’s time to think about employee benefits.

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Tuesday 10/24/2017
5 auto insurance myths you've been wrong about all along
Posted: October 24, 2017

(BPT) - Most drivers “know” for certain just two things about car insurance: they’re required by law to have it, and it’s expensive. Beyond that, there’s a lot of confusion and a lot of misconceptions, according to a recent survey by The Zebra, an online auto insurance search engine that recently introduced the Insurability Score (like a credit score for insurance) to help drivers understand what factors impact their car insurance rates.

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Holiday Budgeting Tips for Savvy Consumers
Updated: October 24, 2017 - 3:34 am

(StatePoint) Sticking to one’s budget is important all year long, but doing so during the holiday season can be especially tricky, when expenses run high and festive cheer makes it difficult to put the brakes on over-spending.

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Monday 10/23/2017
Futures for All - Online Resource Makes Financial Markets 101 Fun
Updated: October 23, 2017 - 3:30 pm

Futures Fundamentals helps educators and students tackle complex economic topics

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COMMENTARY Interpol's Most Wanted: Bulgarian Bernie Madoff Tries To Buy His Freedom
Updated: October 27, 2017 - 3:34 am

(NAPSI)—Tzvetan Vassilev’s scheme was as simple as it was daring: buy a bank and, over the course of several years, systematically drain its assets through a complex and opaque network of shell companies into private businesses he controlled.

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Thursday 10/19/2017
5 myths keeping millennials in their parents' basements
Posted: October 19, 2017

(BPT) - Millennials are often called “perennial renters,” yet studies show they are not only planning to own a home one day, but they expect to own multiple throughout their lifetimes. Many people incorrectly assume these “boomerang kids” are moving home due to laziness when they’re actually doing it to save.

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Tuesday 10/17/2017
How to Increase Your Savings on Your Terms
Updated: October 17, 2017 - 3:30 pm

(NewsUSA) - "You need to save money." You tell yourself this. Others tell you this too. However, according to the 2015 FDIC National Survey of Unbanked and Underbanked Households*, approximately nine million U.S. households don't use any type of bank account to save their money. Since banks tend to offer similar products and services, even those who do save often don't see a need to explore their options. Understanding the ins and outs of saving for the future is the first step to becoming a successful saver.

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Monday 10/16/2017
Picking a health insurance plan? Prepare for the unexpected
Updated: October 24, 2017 - 3:34 am

(BPT) - As many Americans know, fall is the season when we must select our health benefits for the upcoming year. Choosing a health plan can be a daunting task, but selecting the right coverage protects you and your family’s general health needs and can prepare you for an unexpected medical crisis. While no one plans on receiving a blood cancer diagnosis, for example, an estimated 173,000 Americans were diagnosed with leukemia, lymphoma or myeloma in 2017. As there are no means of preventing or early screening for most blood cancers, a diagnosis can often appear without warning. Well-planned health insurance coverage can make an important difference in how patients can fare in fighting the disease.

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Friday 10/13/2017
Friends and money don't mix: Money cited as a key cause of stress in friendship [Infographic]
Posted: October 13, 2017

(BPT) -

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The Simpler, More Affordable Way To Invest
Updated: October 14, 2017 - 3:34 am

(NAPSI)—Just as innovation is changing how people order food, shop and make travel arrangements, financial services companies have found a way technology can make investing more convenient and affordable.

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Thursday 10/12/2017
Paving the way to college: 4 things parents need to know
Updated: October 20, 2017 - 3:35 am

(BPT) - Senior year: It’s a time to finish college applications, solidify friendships and look forward to the freedom and the responsibility that come once that final bell rings. A lot of feelings surface during that final year, especially for parents. While your son or daughter might be overjoyed to finally fly the coop and live independently, you'll probably be dealing with your own mix of emotions, and you'll want to be sure they’re ready to begin college in the fall.

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5 Mistakes to Avoid When Choosing a Medicare Advantage Plan
Updated: October 12, 2017 - 3:31 pm

(NewsUSA) - The Medicare Annual Election Period takes place this fall from Oct. 15 through Dec. 7. It's a time for people with Medicare to make important decisions about their health care.

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Wednesday 10/11/2017
Fitness Program Keeps Older Adults Physically Active, Socially Engaged
Updated: October 11, 2017 - 3:30 pm

(NewsUSA) - Joanne C. was 74 when she had a stroke in 2015 that left her paralyzed on the entire left side of her body. She refused to accept that she'd end up wheelchair-bound and began rehabilitation, determined to get her life and body back to where it was before her stroke.

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Tuesday 10/10/2017
Help for Homeowners On the Hook for Billions in Hurricane Damages
Updated: October 10, 2017 - 3:30 pm

(NewsUSA) - Sponsored by GAF - And now comes the arduous task of rebuilding hundreds of thousands of houses destroyed or damaged by Hurricanes Harvey and Irma.

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Thursday 10/05/2017
Are You Financially Prepared for an Emergency or Natural Disaster?
Updated: October 05, 2017 - 3:36 am

(StatePoint) Being financially prepared for an emergency or natural disaster is about more than just having savings set aside. Having access to critical personal and financial information will help you on the road to recovery.

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Wednesday 10/04/2017
Good Options For Funding Your Long-Term Care
Updated: October 06, 2017 - 3:36 am

(NAPSI)—Most Americans over the age of 65 will require long-term care at some point in their lives, with today’s average senior likely to incur $138,000 in future long-term care costs, according to the U.S. Department of Health & Human Services. This is different from medical care and includes personal help with daily living activities such as bathing and dressing.

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Tuesday 10/03/2017
Medicare Open Enrollment Means More To Boomers Than Ever
Updated: October 04, 2017 - 3:34 am

(NAPSI)—Each year, Medicare Open Enrollment begins on October 15 and ends on December 7. It's an important opportunity for eligible individuals to select a Medicare plan that best meets their current and potential health needs, and also offers crucial protection for unexpected costs.

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Will You Be Able to Afford an Unexpected Health Crisis?
Updated: October 03, 2017 - 3:34 am

(StatePoint) Young people may not give much thought to the cost of an unexpected crisis, particularly when it comes to serious accidents or illnesses. Should an emergency occur, you don’t want to be caught off guard and have to cut back on other essentials or miss out on those special experiences that bring a smile to your face.

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Monday 10/02/2017
4 Things Vets and Service Members Need to Know When Buying a Home
Updated: October 02, 2017 - 3:34 am

(StatePoint) If you’re a veteran, reservist or active duty service member, it’s important to know that there are special benefits you may be eligible for when buying a home.

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Thursday 09/28/2017
Why IRAs are an important part of the retirement planning mix
Updated: September 29, 2017 - 3:35 am

(BPT) - There are so many questions people have — no matter their age or stage in life — about saving for retirement: When is the right time to start saving? How much should I be putting aside? What are the savings vehicles I should be using?

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Wednesday 09/27/2017
Embracing the awkward: Why you should pay back your friend (and how to do it right)
Updated: October 05, 2017 - 3:36 am

(BPT) - Spending time with friends is rewarding and fun, but things can become tricky when money is involved. Almost everyone has that friend who conveniently heads to the restroom when the check arrives at a group dinner; or regularly “forgets” his or her wallet on a coffee run claiming they’ll pick it up the next time; not to mention the friend who never chipped in for that hotel room you covered over a bachelorette weekend. In fact, nearly one in four Americans admit they have borrowed money from a friend or family member and never paid them back, according to a recent online survey.

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Five Steps Toward Successful Job Hunting
Updated: September 28, 2017 - 3:34 am

(NAPSI)—Whether you’re just starting your working life, looking for a new job or considering an entirely different career, useful connections and helpful tools are at your fingertips.

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Tuesday 09/26/2017
Don't be misled by these down payment myths
Updated: September 27, 2017 - 3:34 am

(BPT) - Confused about how much you need for a down payment on a house? You’re not alone.

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What To Expect When You're Expecting...A Teenager
Updated: September 27, 2017 - 3:34 am

(NAPSI)—Here’s good news for parents and people who’d like to be parents: You don’t have to be perfect.

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Monday 09/25/2017
Five Reasons To Pursue A Professional Doctorate
Updated: September 26, 2017 - 3:33 am

(NAPSI)—Over the past two decades, getting a doctorate degree has become more relevant for people who are not researchers or college professors.

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Saturday 09/23/2017
Are You Carrying the Right Credit Card for Your Financial Goals?
Updated: September 23, 2017 - 3:33 am

(StatePoint) If you’ve ever been confused by how to find the right credit card, you’re not alone. A recent national survey found that consumers are overwhelmed by the many credit card offers they receive, and find the process of selecting the right card difficult to navigate.

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Monday 09/18/2017
Be safe while getting social to avoid social media scams
Updated: September 26, 2017 - 3:33 am

(BPT) - For many people, social media has become a part of our daily lives. We follow friends on Facebook, share our opinions on Twitter and highlight our latest creative projects on Instagram or Pinterest. According to Statista, 78 percent of all Americans have a social media profile, and that adoption rate continues to grow. Yet while this number has created a vibrant social media world, it’s also made the medium an attractive target for scammers, making it important for all of us to think safety when we get social.

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Thursday 09/14/2017
An Empty Nest Is the Time to Grow Your Nest Egg [Infographic]
Posted: September 14, 2017

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