(NAPSI)—While large enterprises may make the most headlines, it’s often the country’s smallest businesses that are providing jobs, fueling innovation and growing the economy. According to the U.S. Small Business Administration, 62 percent of all U.S. businesses are microbusinesses, or businesses with fewer than 10 employees. These businesses also account for 75.3 percent of all private-sector employers.
(NewsUSA) -Every veteran entrepreneur needs capital, but investing in them via regulated channels may be the best bet for investors.
(StatePoint) More than 13 million U.S. consumers fall victim to identity theft each year, according to Javelin Strategy and Research, with more than $15 billion stolen. Fortunately for consumers, many of these crimes are preventable.
(NAPSI)—There’s good news, bad news and better news for people who can’t file or pay their taxes on time.
(BPT) - It's a common misconception that if you have investments you need to shell out a large chunk of change to have your taxes prepared by an accounting genius. The truth is, it’s easy and affordable to do your own taxes and maximize tax savings — even if you’re an investor.
(NewsUSA) - For college students who aspire to work in financial markets, there is no better way to experience trading than participating in CME Group's annual Trading Challenge.
(NAPSI)—Every year, some 35 million Americans move to a new home. If you’re ever among them, you should know that three simple steps can help you go a long way toward more savings and less stress:
(NewsUSA) -The ability to invest in cash-flowing and profitable entrepreneurs has disappeared with the loss of the regional exchanges in Philadelphia, Chicago and Seattle, among others. Local investors have lost the ability to invest locally -- easily.
(NewsUSA) - Young adults have ambitious future plans and want to experience a lot throughout their lifetime.
(StatePoint) After the work day is over and the long list of household chores is completed, there are important things young adults want to do with their free time. Whether it’s gut-busting hilarity at the new comedy club or sweating out those toxins at the hottest yoga class in town, these activities cost money. However, when the unexpected happens and you’re faced with going to the hospital, there is a chance your finances will be impacted.
(NAPSI)—The role of teachers in children’s lives cannot be understated. Beyond children’s parents, their teacher is often the primary adult influencer in their life. Yet, this essential role faces difficult setbacks as schools and districts across the country are tasked with stabilizing the teacher shortage while ensuring new teachers are prepared to meet the needs of their students.
(NAPSI)—Nobody has a secret formula for successfully investing in real estate, but brushing up on your financial literacy, digging deep into market dynamics, understanding property-specific costs and turning to today's access to unprecedented data and technology can lead to more-informed buying decisions.
(NAPSI)—When it comes to dealing with the IRS, there are a few more initials it may pay for you to know about.
(NewsUSA) - Not long ago we only used cell phones to make calls or send cryptic, short-hand text messages. Now, we rely on our phones for storing our contacts and calendar appointments, watching videos, checking email, managing our connected devices and, of course, keeping up on social media. In fact, phones have become such a crucial part of our lives that many people sleep with them.
(BPT) - Thinking about combining finances with your significant other? Whether you’re getting married or just thinking about getting serious, talking about money can help couples understand each other and avoid unhappy surprises down the road. Here are five reasons why talking about money can enhance a relationship.
(NewsUSA) - We may all be one stomach bug away from an unexpected hospital visit. Accidents and illnesses can occur without warning, wreaking havoc on finances and negatively impacting everyday life, even with health insurance.
(NewsUSA) - Do your kids realize just how much money you're really worth once all your assets are added up?
(NAPSI)—Here’s good news for businesses of all sizes and the people who work for them: Companies can raise capital to invest for growth and expansion—and unlike with bank loans and the like, this money doesn’t have to be paid back. What’s more, it’s all perfectly legal.
(NAPSI)—In the 2016−17 school year, colleges and universities are expected to award more than a million bachelor’s degrees alone.1 Under these graduates’ seemingly identical caps and gowns are men and women with incredibly different stories, struggles and accomplishments—many don’t fit the “traditional” mold of a college graduate. For example, some of these students have full-time jobs or families to care for and some already have decades of work experience under their belts.
(NAPSI)—If you ever feel your finances are too stretched to save for retirement, you're not alone—and there could be good news for you. The Saver's Credit—a little-known tax credit made available by the IRS to eligible taxpayers—could make saving for retirement more affordable than you think. It may reduce your federal income taxes when you save for retirement through a qualified retirement plan or an Individual Retirement Account (IRA).
(NAPSI)—According to the National Taxpayer Advocate, nearly 60 percent of taxpayers hire paid preparers to do their taxes. With all the tax software programs out there, why do so many people turn to a professional?
(NewsUSA) - University students around the world can test their trading skills in CME Group's 14th Annual Trading Challenge next month -- and could walk away with $1,500 in prize money and a trip to Chicago.
(NewsUSA) - Just started a new job with an employer who thinks you're as visionary as Steve Jobs? Or maybe you're between gigs and "exploring other opportunities." Either way, you need to decide what to do with your old 401(k).
(NAPSI)—For many adults, passing a high school equivalency test (such as the GED® test) is the first step toward a better job, a college degree and a brighter future. Last year, adults in the U.S. who had a high school diploma or equivalent earned nearly $10,000 per year more than those without a high school diploma, according to the U.S. Bureau of Labor Statistics. The unemployment rate was also lower for those who had a high school degree. Finishing high school is important, and free adult education classes are the best place to start. If you or someone you care about is thinking of finishing high school, there is more support than you may realize. You can find free test prep classes near you by entering your zip code at FinishYourDiploma.org.
(NAPSI)—When it comes to New Year’s resolutions, workplace innovation may be near the top of the list for most businesses. Business owners know that their companies must innovate to stay ahead of competition, and that means hiring employees who not only possess the necessary skills for the job but who also bring fresh, new ideas.
(NAPSI)--While many families are considering area schools for their children, an increasing number of families are opting to homeschool their children. Since its rebirth in the 1970s, homeschooling has rapidly grown. Currently, more than 2.3 million students are involved in K−12 home education. More than 2,000 homeschool groups across the country are participating in National School Choice Week 2017 this week, highlighting an educational option that has been effective for their children and families.
(NewsUSA) - Economics comes to life for students in a new, compelling, three-part mini-documentary series by Discovery Digital Networks' Seeker, and partnered with CME Group, the world's leading and most diverse derivatives marketplace.
(NAPSI)—The holidays are over and many of us are hunkering down to wait out the rest of the winter. Tens of millions of students across the country will be celebrating their educational options from January 22 through 28—traditional public schools, charter schools, magnet schools, private schools, online academies, and home education. It’s National School Choice Week, and with more than 21,000 events going on nationwide, it’s clear there’s a lot to celebrate.
(NAPSI)—According to data from the IRS, millennials—those between 18 and 34—file one out of every three tax returns, earn one out of every six dollars in income and pay one out of every 13 dollars in taxes.
(NAPSI)—Many small businesses can increase their revenue by becoming money transfer agents. Often, immigrants and others will turn to a locally owned and operated business when they want to send money to family and friends in their native countries.
(NAPSI)—Were you in Junior Achievement?
(NAPSM)—Si usted es como muchos de los padres de este país, puede que no sepa que hay una manera de dar a sus hijos una educación mejor a muy bajo costo o sin costo alguno.
(NewsUSA) - Nearly half of U.S. high school students say they do not know how to establish good credit and more than one-fourth believe they will be unprepared to manage their finances upon graduation. This is according to recent research that reveals a lack of financial literacy among American youth.
(BPT) - Baby boomers have been planning and saving for retirement for decades. They are also planning their legacy — creating wills, trusts and other sophisticated estate planning strategies to transfer their wealth to the next generation.
(NAPSI)—Once young men know the opportunities that registration with the Selective Service System can bring, and the high personal cost of not registering, they can see that registration is a “No-Brainer.”
(NAPSI)—Retirement is evolving. And if you’re part of the baby boomer generation—an estimated 76 million Americans born between 1946 and 1964—you’re seeing this evolution first-hand. Call it the “new retirement,” where it’s increasingly likely your employer no longer provides you with a pension. This means it’s up to you to take care of your golden years. Are you ready? If you are, you’re ahead of many of your peers.
(StatePoint) These days, the average consumer needs to budget for a variety of tech-related expenses -- from data plans to cable bills. These monthly expenses quickly add up.
(BPT) - While only a fortunate few students can expect a free college education by winning full academic or athletic scholarships, everyone can take advantage of a combination of academic aid, grants, fellowships, work-study and student loans to pay for a four-year degree, says Peter Gayle, a vice president for Prudential Advisors. Unfortunately, many prospective students and their families often don’t know where to look.
(NewsUSA) - As we start the New Year, we have thoughts and make plans about resolutions. Many people with health-focused resolutions will head to the gym for a workout, turn to a weight-loss program or swap soda for water.
(BPT) - Life changes often mean tax changes. Whether it’s getting married, buying or selling a home, moving abroad or having a baby, misunderstanding the tax and financial implications of these life changes can lead to taxpayers making mistakes or leaving money on the table.
(NewsUSA) - Looking for a resolution that can literally pay off even if you wind up not keeping it? Think your finances.
(BPT) - With the 2017 tax season a few short weeks away, now is the time to start thinking about your taxes, especially if you are doing your return by yourself. Whether you are a seasoned filer or a first timer, keeping a few tips in mind could help you increase the size of your refund (or minimize the amount you owe) and win the season like never before! Here are five tips to keep in mind while you prepare:
(NewsUSA) - This article is a paid advertisement. The content was provided by One Reverse Mortgage.
(BPT) - As the holidays (and all the extra spending that goes with them) wind down and the new year ramps up, many people turn their attention to their finances. While New Year’s resolutions to spend less and save more come with the best intentions, when it comes to your financial future, you need more than a resolution. You need a plan.
(NAPSI)—If you get a call from the “IRS” threatening you with lawsuits or jail unless you pay up immediately, don’t worry. It’s a scam.
(BPT) - Do you want to be remembered for being a great mom, dad, daughter or son? Do you believe you’re taking the necessary steps to leave this legacy?
(BPT) - It’s probably safe to say handing cash to Uncle Sam does not top the list of your favorite things. When it comes to filing taxes, making a small mistake can mean paying more taxes than you need to or forking over cash to cover penalties.
(BPT) - With the start of a new year comes New Year’s resolutions. Many will focus on physical wellness, some on organization. Now is a perfect time to take stock of your financial house and work on financial wellness, which will take off a level of stress that can immediately have an effect on your physical well-being.
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