South Dade News Leader: Business & Finance

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Business & Finance

  • Business And Careers

    Make holiday shopping for your clients easy this year

    (BPT) - The holidays are known as the most wonderful time of the year, but they’re also a great opportunity for reflection, particularly in a business setting. This is the time of year when you can look back on the last 12 months and appreciate everyone who helped make the year a success for your business. It’s also a great opportunity to say thank you to them with the perfect gift.

  • Business And Careers

    Medical Device Protects Doctors, Nurses from Pathogens in Patient Fluids

    (NewsUSA) - Every time a patient has surgery or any other procedures at a hospital, the hospital faces the challenge of disposing of all the blood, urine, and other fluids that result. These fluids can contain pathogens such as HIV or hepatitis, so they may be dangerous.

  • Business And Careers

    How to Increase Your Savings on Your Terms

    (NewsUSA) - "You need to save money." You tell yourself this. Others tell you this too. However, according to the 2015 FDIC National Survey of Unbanked and Underbanked Households*, approximately nine million U.S. households don't use any type of bank account to save their money. Since banks tend to offer similar products and services, even those who do save often don't see a need to explore their options. Understanding the ins and outs of saving for the future is the first step to becoming a successful saver.

Pet Central

pets

Having a pet is a lot of responsibility, and we’ll help by giving you lots of tips and tricks! More >>

Fitness

Fitness

Our fitness articles will help teach you how to work out with gym- and home-based exercises. More >>

Crosswords

Crosswords

Enjoy the crosswords challenge in our free daily puzzles, from the harder Sunday crossword to the quicker daily. More >>

Sudoku

Sudoku

Every Sudoku has a unique solution that can be reached logically. Enter numbers into the blank spaces so that each row, column and 3x3 box contains the numbers 1 to 9. More >>




Tuesday 10/17/2017
How to Increase Your Savings on Your Terms
Updated: October 17, 2017 - 3:30 pm

(NewsUSA) - "You need to save money." You tell yourself this. Others tell you this too. However, according to the 2015 FDIC National Survey of Unbanked and Underbanked Households*, approximately nine million U.S. households don't use any type of bank account to save their money. Since banks tend to offer similar products and services, even those who do save often don't see a need to explore their options. Understanding the ins and outs of saving for the future is the first step to becoming a successful saver.

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Monday 10/16/2017
Picking a health insurance plan? Prepare for the unexpected
Updated: October 19, 2017 - 3:34 am

(BPT) - As many Americans know, fall is the season when we must select our health benefits for the upcoming year. Choosing a health plan can be a daunting task, but selecting the right coverage protects you and your family’s general health needs and can prepare you for an unexpected medical crisis. While no one plans on receiving a blood cancer diagnosis, for example, an estimated 173,000 Americans were diagnosed with leukemia, lymphoma or myeloma in 2017. As there are no means of preventing or early screening for most blood cancers, a diagnosis can often appear without warning. Well-planned health insurance coverage can make an important difference in how patients can fare in fighting the disease.

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Friday 10/13/2017
Friends and money don't mix: Money cited as a key cause of stress in friendship [Infographic]
Posted: October 13, 2017

(BPT) -

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The Simpler, More Affordable Way To Invest
Updated: October 14, 2017 - 3:34 am

(NAPSI)—Just as innovation is changing how people order food, shop and make travel arrangements, financial services companies have found a way technology can make investing more convenient and affordable.

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Thursday 10/12/2017
Paving the way to college: 4 things parents need to know
Updated: October 19, 2017 - 3:34 am

(BPT) - Senior year: It’s a time to finish college applications, solidify friendships and look forward to the freedom and the responsibility that come once that final bell rings. A lot of feelings surface during that final year, especially for parents. While your son or daughter might be overjoyed to finally fly the coop and live independently, you'll probably be dealing with your own mix of emotions, and you'll want to be sure they’re ready to begin college in the fall.

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5 Mistakes to Avoid When Choosing a Medicare Advantage Plan
Updated: October 12, 2017 - 3:31 pm

(NewsUSA) - The Medicare Annual Election Period takes place this fall from Oct. 15 through Dec. 7. It's a time for people with Medicare to make important decisions about their health care.

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Wednesday 10/11/2017
Fitness Program Keeps Older Adults Physically Active, Socially Engaged
Updated: October 11, 2017 - 3:30 pm

(NewsUSA) - Joanne C. was 74 when she had a stroke in 2015 that left her paralyzed on the entire left side of her body. She refused to accept that she'd end up wheelchair-bound and began rehabilitation, determined to get her life and body back to where it was before her stroke.

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Tuesday 10/10/2017
Help for Homeowners On the Hook for Billions in Hurricane Damages
Updated: October 10, 2017 - 3:30 pm

(NewsUSA) - Sponsored by GAF - And now comes the arduous task of rebuilding hundreds of thousands of houses destroyed or damaged by Hurricanes Harvey and Irma.

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Thursday 10/05/2017
Are You Financially Prepared for an Emergency or Natural Disaster?
Updated: October 05, 2017 - 3:36 am

(StatePoint) Being financially prepared for an emergency or natural disaster is about more than just having savings set aside. Having access to critical personal and financial information will help you on the road to recovery.

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Wednesday 10/04/2017
Good Options For Funding Your Long-Term Care
Updated: October 06, 2017 - 3:36 am

(NAPSI)—Most Americans over the age of 65 will require long-term care at some point in their lives, with today’s average senior likely to incur $138,000 in future long-term care costs, according to the U.S. Department of Health & Human Services. This is different from medical care and includes personal help with daily living activities such as bathing and dressing.

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Tuesday 10/03/2017
Gig worker gains: Are you grabbing the best possible tax relief?
Updated: October 04, 2017 - 3:34 am

(BPT) - If you earn all or part of your income these days from freelance or contract work, you’re far from alone.

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Medicare Open Enrollment Means More To Boomers Than Ever
Updated: October 04, 2017 - 3:34 am

(NAPSI)—Each year, Medicare Open Enrollment begins on October 15 and ends on December 7. It's an important opportunity for eligible individuals to select a Medicare plan that best meets their current and potential health needs, and also offers crucial protection for unexpected costs.

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Will You Be Able to Afford an Unexpected Health Crisis?
Updated: October 03, 2017 - 3:34 am

(StatePoint) Young people may not give much thought to the cost of an unexpected crisis, particularly when it comes to serious accidents or illnesses. Should an emergency occur, you don’t want to be caught off guard and have to cut back on other essentials or miss out on those special experiences that bring a smile to your face.

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Monday 10/02/2017
An overlooked benefit to consider this open enrollment season
Updated: October 03, 2017 - 3:34 am

(BPT) -

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4 Things Vets and Service Members Need to Know When Buying a Home
Updated: October 02, 2017 - 3:34 am

(StatePoint) If you’re a veteran, reservist or active duty service member, it’s important to know that there are special benefits you may be eligible for when buying a home.

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Thursday 09/28/2017
5 tips to help prepare for open enrollment and save on health care costs
Updated: October 06, 2017 - 3:36 am

(BPT) - Millions of Americans will soon select or switch their health benefits plan during open enrollment, so now is the time to prepare for that important decision that usually happens once a year.

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Why IRAs are an important part of the retirement planning mix
Updated: September 29, 2017 - 3:35 am

(BPT) - There are so many questions people have — no matter their age or stage in life — about saving for retirement: When is the right time to start saving? How much should I be putting aside? What are the savings vehicles I should be using?

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Wednesday 09/27/2017
Embracing the awkward: Why you should pay back your friend (and how to do it right)
Updated: October 05, 2017 - 3:36 am

(BPT) - Spending time with friends is rewarding and fun, but things can become tricky when money is involved. Almost everyone has that friend who conveniently heads to the restroom when the check arrives at a group dinner; or regularly “forgets” his or her wallet on a coffee run claiming they’ll pick it up the next time; not to mention the friend who never chipped in for that hotel room you covered over a bachelorette weekend. In fact, nearly one in four Americans admit they have borrowed money from a friend or family member and never paid them back, according to a recent online survey.

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Five Steps Toward Successful Job Hunting
Updated: September 28, 2017 - 3:34 am

(NAPSI)—Whether you’re just starting your working life, looking for a new job or considering an entirely different career, useful connections and helpful tools are at your fingertips.

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Tuesday 09/26/2017
Don't be misled by these down payment myths
Updated: September 27, 2017 - 3:34 am

(BPT) - Confused about how much you need for a down payment on a house? You’re not alone.

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What To Expect When You're Expecting...A Teenager
Updated: September 27, 2017 - 3:34 am

(NAPSI)—Here’s good news for parents and people who’d like to be parents: You don’t have to be perfect.

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Monday 09/25/2017
Five Reasons To Pursue A Professional Doctorate
Updated: September 26, 2017 - 3:33 am

(NAPSI)—Over the past two decades, getting a doctorate degree has become more relevant for people who are not researchers or college professors.

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Saturday 09/23/2017
Are You Carrying the Right Credit Card for Your Financial Goals?
Updated: September 23, 2017 - 3:33 am

(StatePoint) If you’ve ever been confused by how to find the right credit card, you’re not alone. A recent national survey found that consumers are overwhelmed by the many credit card offers they receive, and find the process of selecting the right card difficult to navigate.

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Monday 09/18/2017
Be safe while getting social to avoid social media scams
Updated: September 26, 2017 - 3:33 am

(BPT) - For many people, social media has become a part of our daily lives. We follow friends on Facebook, share our opinions on Twitter and highlight our latest creative projects on Instagram or Pinterest. According to Statista, 78 percent of all Americans have a social media profile, and that adoption rate continues to grow. Yet while this number has created a vibrant social media world, it’s also made the medium an attractive target for scammers, making it important for all of us to think safety when we get social.

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Thursday 09/14/2017
An Empty Nest Is the Time to Grow Your Nest Egg [Infographic]
Posted: September 14, 2017

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How to save on healthcare costs in 2018
Updated: September 15, 2017 - 3:37 am

(BPT) - (BPT) - Your cable bill, entertainment expenses, grocery extras — these often top the list when people sit down to discuss where they can save money.

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Wednesday 09/13/2017
Open Enrollment Is Here: Get the Scoop on FSAs and HSAs
Posted: September 13, 2017

(BPT) - Learn more about Flexible Spending Accounts (FSAs) and Health Savings Accounts (HSAs) with Visa.

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Tuesday 09/12/2017
Three Reasons Not To File A Claim For That Fender Bender
Updated: September 13, 2017 - 4:20 am

(NAPSI)—Although you’ll almost certainly want to have your insurance company cover the cost of a car accident involving multiple cars and serious damage, with plenty of other crashes, you may want to simply cover the cost yourself. Here are some conditions and situations when that option can make sense. The more of these that apply, the more you should consider simply paying the damage yourself.

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The Simpler, More Affordable Way To Invest
Updated: September 13, 2017 - 4:20 am

(NAPSI)—Just as innovation is changing how people order food, shop and make travel arrangements, financial services companies have found a way technology can make investing more convenient and affordable.

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Monday 09/11/2017
Five Everyday Reasons You Need To Know Math
Updated: September 12, 2017 - 3:40 am

(NAPSI)—Many people may shy away from the subject of math, but it is important to understand math as it plays an instrumental role in making good financial decisions. A new University of Phoenix® survey found that 28 percent of respondents reported they were not confident that their current math skills are strong enough to succeed in planning for retirement and 24 percent stated they are not confident in their skills to succeed in understanding tuition assistance and save or pay for college. Additionally, 35 percent are not confident that their math skills were solid enough to start a business.

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Wednesday 09/06/2017
Summer's End: The Perfect Time to Get Financially Organized
Updated: September 06, 2017 - 3:44 pm

(NewsUSA) - Couldn't find that birth certificate when you needed it? Or maybe it was your tax records for the last seven years that the IRS refused to believe really did get lost in a move?

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Tuesday 09/05/2017
Shop for health care with these websites and apps
Updated: September 06, 2017 - 3:58 am

(BPT) - As our nation seeks solutions to help improve the health care system, there is at least one goal we can all agree on: the importance of making health care quality and cost information more accessible.

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Keeping up with the digital natives [Video]
Updated: September 06, 2017 - 3:58 am

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Friday 09/01/2017
Don't Leave Your Family With An Unwanted Inheritance
Updated: September 02, 2017 - 7:43 am

(NAPSI)—If you or someone you care about is among America’s estimated 75 million baby boomers, there are a few financial facts and figures you should know.

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Tuesday 08/29/2017
3 steps to help freelancers and gig economy workers avoid a tax blunder
Updated: September 06, 2017 - 3:58 am

(BPT) - More and more people are earning extra cash by freelancing in the sharing economy. That may mean writing on the side, playing music on the weekends, driving for ride-sharing services like Uber or Lyft or selling handmade jewelry on Etsy. No matter how the money flows in, gig economy earners must be aware of the related tax obligations and potential pitfalls.

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Don't Forget An Important Part Of The School Year
Updated: August 31, 2017 - 3:34 am

(NAPSI)—Amid all the busyness and excitement of the school year—classes, friends, sports and other activities—there’s something very important young men should not forget: Within 30 days of their 18th birthday, they must register with the Selective Service.

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Wednesday 08/23/2017
Why More Americans Should be Talking about Retirement
Updated: August 23, 2017 - 3:32 am

(StatePoint) More than half of Gen X-ers and 40 percent of Baby Boomers have never given advice to their children about planning for retirement, according to a new study from North American Company for Life and Health Insurance.

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Tuesday 08/22/2017
Debunking home ownership myths for millennials
Updated: August 23, 2017 - 3:32 am

(BPT) - We’ve all been told, that owning a home is part of the American dream. It’s the biggest and most rewarding investment many people will make in their lives. Instead of paying rent every month and having nothing to show for it, paying a monthly mortgage builds equity and wealth.

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Monday 08/21/2017
5 mistakes millennials make when it comes to credit
Posted: August 21, 2017

(BPT) - If you’re a millennial, you’ve probably heard enough of grumpy Baby Boomers and Gen Xers grumbling about how lazy the kids are these days or how the younger generation doesn’t have a work ethic or has a sense of entitlement.

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Tuesday 08/15/2017
5 simple ways to stay connected as a family on a budget
Updated: August 23, 2017 - 3:32 am

(BPT) - School’s out, summer’s here and the family is ready for some fun-in-the-sun memory making! It’s the perfect time to bond, catch up and enjoy the slower pace of the season. However, with fun on the brain, it’s easy to find yourself dipping into pockets a bit more for ice cream treats and new toys. To help keep summer full of fun but low on cost, here are five simple tips to ensure an unforgettable summer that won’t break the bank:

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Monday 08/14/2017
A Guide For Health Care And Insurance Usage: Four Factors That Inform Americans' Health Care Decisions
Updated: August 15, 2017 - 3:32 am

(NAPSI)—Access to quality health care and reliable insurance coverage is in a constant state of change. Regardless of your health care services and treatments, there are basic terms and concepts that are universal in the health care industry. Below is a guide to help you navigate these terms and effectively use your insurance.

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Thursday 08/10/2017
Ten Years After The Financial Crisis, Boomers Struggle To Define Retirement
Updated: August 11, 2017 - 3:32 am

(NAPSI)—If you or someone you care about is among the nation's estimated 76 million baby boomers entering or preparing for retirement, coping with the fallout from the subprime mortgage crisis that began in 2007 and triggered the Great Recession is probably still an issue.

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Wednesday 08/09/2017
What To Do If You See A Suspicious Credit Card Transaction
Updated: August 10, 2017 - 3:33 am

(NAPSI)—You scan your monthly credit card bill, only to find a suspicious transaction. Don't panic. Fortunately, credit card companies largely shoulder the financial burden of unauthorized credit card charges. By law, you're only on the hook for $50, and it's unlikely you'll even be dinged for that much.

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Monday 08/07/2017
Credit union or bank: What's right for you?
Updated: August 15, 2017 - 3:32 am

(BPT) - The banking and credit union worlds are as much the same as they are different. Both are eager to earn your business and to provide you with loans, mortgages, savings and checking accounts. With that said, there are some significant differences between the two financial institutions. In today’s world, with cutthroat competition for your money, it’s worth understanding the advantages of both, and perhaps making a switch to one or the other to put yourself in a better financial position.

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How to make sure your financial advisor is working in your best interest
Updated: August 08, 2017 - 3:32 am

(BPT) - Let’s face it: finances can be complicated. Whether opening a new investment account, saving for your child’s college fund or rolling over a 401(k), sometimes you need professional financial help.

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Friday 08/04/2017
Crunching dollars and planning weddings: How to financially plan for the big day
Updated: August 12, 2017 - 3:32 am

(BPT) - Attending most weddings, with the exception of your creepy uncle’s third marriage, is great. You eat free food, get to dance to music and leave without having to take part in the cleanup or the costs.

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Plan For Your Retirement
Updated: August 05, 2017 - 3:32 am

(NAPSI)—If you’re like 82 percent of Americans, you may be concerned about retirement, according to the Employment Benefit Research Institute. Fortunately, you may have a brighter future if you heed five hints from Ray LeVitre, CFP, author of “20 Retirement Decisions You Need To Make Right Now” as well as founder and managing partner of Net Worth Advisory Group—a firm specializing in retirement financial planning.

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Thursday 08/03/2017
Good Credit? Bad Debt Management?
Updated: August 03, 2017 - 3:32 pm

(NewsUSA) - It's a widely-held misconception that those with good credit have a better grasp of managing their finances. In a recent consumer survey from Marcus by Goldman Sachs®*, 34 percent of consumers with good credit (FICO 660 and above) are in credit card debt and 41 percent view credit card debt as an area they wished they had more control over. Even those with good or excellent credit -- a score of 660 FICO or above -- can be prone to the cycle of high-interest credit card debt that includes variable interest rates and hidden fees. It's enough to make anyone feel like debt resolution is out of reach.

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Friday 07/28/2017
3 Unexpected Things That Can Help Small Businesses Thrive
Updated: July 28, 2017 - 3:36 am

(StatePoint) With most Americans employed by small businesses, the success of these operations is crucial to drive the economy and grow the job market. But there are some obvious and not so obvious factors that can help small business owners and their employees thrive.

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Wednesday 07/26/2017
How the state you live in affects your college savings strategy
Updated: August 03, 2017 - 3:33 am

(BPT) - The cost of a four-year college degree now hovers around the $100,000 mark, according to data from the National Center for Education Statistics. While high college costs seem universal these days, college savings strategies are far from a one-size-fits-all. Many factors influence how you’ll save for college, including your children’s ages when you start saving, what schools they might want to attend, and how old you’ll be when they enter college.

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Tuesday 10/10/2017
Think outside the bank: How to get a business loan online
Updated: October 11, 2017 - 3:35 am

(BPT) - In business, dreams are easy. Finding the money to make them happen, however, can be difficult.

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Solving A Major Problem in "Additive" Manufacturing
Updated: October 10, 2017 - 3:30 pm

(NewsUSA) - A new approach to making everything from jet engines to toys, called 3D printing, is creating a revolution in manufacturing -- and a small company called Sigma Labs, Inc (NASDAQ:SGLB) has an enabling technology that can make it happen.

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Wednesday 09/20/2017
Real Talk -- When Was The Last Time You Enjoyed Your Business Trip?
Posted: September 20, 2017

(NewsUSA) -It's hard to believe that 2017 is more than halfway over and that fall is in the air.

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Wednesday 09/13/2017
New Form of Farming Revolutionizes the Way We Eat
Updated: September 14, 2017 - 3:30 pm

(NewsUSA) - By 2050, the world population will reach almost 10 billion people, at least 66 percent of whom will live in urban areas.

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Wednesday 09/06/2017
Five Secrets You Should Know Before Becoming A Teacher
Updated: September 06, 2017 - 3:44 pm

(NewsUSA) - A career in teaching is one of the most demanding and challenging jobs that exist today. For those considering this path, the decision may be fraught with questions, and some not easily answered.

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Tuesday 08/29/2017
FDA-Approved Device Improves Managing of Medical Fluids
Updated: August 30, 2017 - 3:34 pm

(NewsUSA) - Hospitals, surgical facilities, doctors' offices, and medical centers all face the same problem: how to safely dispose of the substantial amount of fluids that take place during surgeries and other medical procedures.

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Monday 08/28/2017
A New Medical Device for Safely Managing Dangerous Fluids
Updated: August 28, 2017 - 3:32 pm

(NewsUSA) - One problem that hospitals, dentist offices, and other medical facilities face is safely disposing of the large amounts of fluids that are produced during surgeries and other medical procedures.

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Thursday 08/24/2017
Try A Travel Tour Map Tailored to Low-Alcohol Wines
Updated: August 24, 2017 - 3:33 pm

(NewsUSA) - As more consumers appreciate the balanced elegance of lower-alcohol wines, the California wine industry is responding with a new guide that provides savvy travelers to Sonoma or Napa with the best ways to identify and appreciate these beverages.

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Wednesday 08/23/2017
Udderly Brilliant: Ag Students Win CME Group Scholarships at Illinois State Fair
Updated: August 23, 2017 - 3:32 pm

(NewsUSA) - Illinois students prepare all year to participate in State Fair agriculture competitions -- whether they are showing an animal or competing in academic tests.

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Wednesday 08/16/2017
Investment Report Sees Potential Value in Colorado Silver Project
Updated: August 16, 2017 - 3:32 pm

(NewsUSA) - Viscount Mining Corp (TSX-V: VML, OTCQB: VLMGF) is a Vancouver-based mining project generator. Its strategy is to seek out and acquire properties that have potential to contain large amounts of silver, gold, and other valuable metals. Then it conducts new rounds of exploration to see what's actually in the ground and to pin down what the property is worth.

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