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Pet Central

pets

Having a pet is a lot of responsibility, and we’ll help by giving you lots of tips and tricks! More >>

Fitness

Fitness

Our fitness articles will help teach you how to work out with gym- and home-based exercises. More >>

Crosswords

Crosswords

Enjoy the crosswords challenge in our free daily puzzles, from the harder Sunday crossword to the quicker daily. More >>

Sudoku

Sudoku

Every Sudoku has a unique solution that can be reached logically. Enter numbers into the blank spaces so that each row, column and 3x3 box contains the numbers 1 to 9. More >>




Tuesday 08/15/2017
5 simple ways to stay connected as a family on a budget
Updated: August 16, 2017 - 3:32 am

(BPT) - School’s out, summer’s here and the family is ready for some fun-in-the-sun memory making! It’s the perfect time to bond, catch up and enjoy the slower pace of the season. However, with fun on the brain, it’s easy to find yourself dipping into pockets a bit more for ice cream treats and new toys. To help keep summer full of fun but low on cost, here are five simple tips to ensure an unforgettable summer that won’t break the bank:

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Monday 08/14/2017
A Guide For Health Care And Insurance Usage: Four Factors That Inform Americans' Health Care Decisions
Updated: August 15, 2017 - 3:32 am

(NAPSI)—Access to quality health care and reliable insurance coverage is in a constant state of change. Regardless of your health care services and treatments, there are basic terms and concepts that are universal in the health care industry. Below is a guide to help you navigate these terms and effectively use your insurance.

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Thursday 08/10/2017
Ten Years After The Financial Crisis, Boomers Struggle To Define Retirement
Updated: August 11, 2017 - 3:32 am

(NAPSI)—If you or someone you care about is among the nation's estimated 76 million baby boomers entering or preparing for retirement, coping with the fallout from the subprime mortgage crisis that began in 2007 and triggered the Great Recession is probably still an issue.

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Wednesday 08/09/2017
What To Do If You See A Suspicious Credit Card Transaction
Updated: August 10, 2017 - 3:33 am

(NAPSI)—You scan your monthly credit card bill, only to find a suspicious transaction. Don't panic. Fortunately, credit card companies largely shoulder the financial burden of unauthorized credit card charges. By law, you're only on the hook for $50, and it's unlikely you'll even be dinged for that much.

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Monday 08/07/2017
New ways to comparison shop for health care
Updated: August 15, 2017 - 3:32 am

(BPT) - As our nation seeks solutions to help improve the health care system, there is at least one goal we can all agree on: the importance of making health care quality and cost information more accessible to all Americans.

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Credit union or bank: What's right for you?
Updated: August 15, 2017 - 3:32 am

(BPT) - The banking and credit union worlds are as much the same as they are different. Both are eager to earn your business and to provide you with loans, mortgages, savings and checking accounts. With that said, there are some significant differences between the two financial institutions. In today’s world, with cutthroat competition for your money, it’s worth understanding the advantages of both, and perhaps making a switch to one or the other to put yourself in a better financial position.

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How to make sure your financial advisor is working in your best interest
Updated: August 08, 2017 - 3:32 am

(BPT) - Let’s face it: finances can be complicated. Whether opening a new investment account, saving for your child’s college fund or rolling over a 401(k), sometimes you need professional financial help.

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Friday 08/04/2017
Crunching dollars and planning weddings: How to financially plan for the big day
Updated: August 12, 2017 - 3:32 am

(BPT) - Attending most weddings, with the exception of your creepy uncle’s third marriage, is great. You eat free food, get to dance to music and leave without having to take part in the cleanup or the costs.

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Plan For Your Retirement
Updated: August 05, 2017 - 3:32 am

(NAPSI)—If you’re like 82 percent of Americans, you may be concerned about retirement, according to the Employment Benefit Research Institute. Fortunately, you may have a brighter future if you heed five hints from Ray LeVitre, CFP, author of “20 Retirement Decisions You Need To Make Right Now” as well as founder and managing partner of Net Worth Advisory Group—a firm specializing in retirement financial planning.

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Thursday 08/03/2017
Good Credit? Bad Debt Management?
Updated: August 03, 2017 - 3:32 pm

(NewsUSA) - It's a widely-held misconception that those with good credit have a better grasp of managing their finances. In a recent consumer survey from Marcus by Goldman Sachs®*, 34 percent of consumers with good credit (FICO 660 and above) are in credit card debt and 41 percent view credit card debt as an area they wished they had more control over. Even those with good or excellent credit -- a score of 660 FICO or above -- can be prone to the cycle of high-interest credit card debt that includes variable interest rates and hidden fees. It's enough to make anyone feel like debt resolution is out of reach.

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Friday 07/28/2017
3 Unexpected Things That Can Help Small Businesses Thrive
Updated: July 28, 2017 - 3:36 am

(StatePoint) With most Americans employed by small businesses, the success of these operations is crucial to drive the economy and grow the job market. But there are some obvious and not so obvious factors that can help small business owners and their employees thrive.

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Wednesday 07/26/2017
How the state you live in affects your college savings strategy
Updated: August 03, 2017 - 3:33 am

(BPT) - The cost of a four-year college degree now hovers around the $100,000 mark, according to data from the National Center for Education Statistics. While high college costs seem universal these days, college savings strategies are far from a one-size-fits-all. Many factors influence how you’ll save for college, including your children’s ages when you start saving, what schools they might want to attend, and how old you’ll be when they enter college.

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Monday 07/24/2017
Will You Have Enough Green For Your Golden Years?
Updated: July 25, 2017 - 3:35 am

(NAPSI)—If you or someone you care about is among America's more than 74 million baby boomers, you may be glad to know of a helpful new book. It was written by a go-to resource for crisis financial planning, who frequently receives referrals from nursing homes, assisted-living facilities and home health agencies for clients in need of last-minute financial planning assistance. The easy-to-read book, "The Complete Cardinal Guide to Planning for and Living in Retirement" by Hans E. Scheil, CFP®, can help you avoid a financial planning crisis in the first place.

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Thursday 07/20/2017
Seeking a small business loan? What you should know
Updated: July 28, 2017 - 3:36 am

(BPT) - Small businesses still struggle to obtain credit; nearly half of those who applied for credit in 2016 didn’t get all the funding they sought, and 17 percent of those who didn’t apply for financing skipped it because they didn’t think they could get what they needed, according to the Federal Reserve Banks’ Small Business Credit Survey. However, a growing number of small businesses are turning to alternative sources of financing.

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Wednesday 07/19/2017
Purpose Beats Perks in Workplace Satisfaction
Updated: July 19, 2017 - 3:32 am

(StatePoint) New research shows that happiness abounds for those working at small businesses. Indeed, 75 percent of small-business employees are either very or extremely satisfied working for a small business, according to the study conducted by Aflac.

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Monday 07/17/2017
Finding success in direct sales
Updated: July 25, 2017 - 3:35 am

(BPT) - What’s better than being your own boss, setting your own hours, determining your own salary and having an office wherever you happen to be? It’s a Utopian idea that is reality for tens of thousands of people working independently in direct sales worldwide. But getting there isn’t easy. It takes grit to abandon the familiar grind and build a business — especially in direct sales.

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Check Your Dollars: You Could Have A $1 Bill Worth $10,000
Updated: July 18, 2017 - 3:32 am

(NAPSI)—They get shoved in pockets and run through the laundry. Jammed in and spit out of vending machines. And grasped by many hands as they make their way across the United States.

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Ten Years After The Financial Crisis, Boomers Struggle To Define Retirement
Updated: July 20, 2017 - 3:33 am

(NAPSI)—If you or someone you care about is among the nation's estimated 76 million baby boomers entering or preparing for retirement, coping with the fallout from the subprime mortgage crisis that began in 2007 and triggered the Great Recession is probably still an issue.

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Friday 07/14/2017
Money Matters
Updated: July 15, 2017 - 3:32 am

(NAPSI)—When it comes to personal finance, many people seem to be working tirelessly toward financial freedom and making only small strides—but a fresh mind-set can help.

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Wednesday 07/12/2017
Finding Resources For Older Adults
Updated: July 13, 2017 - 3:33 am

(NAPSI)—If you or someone you care about is an older adult, you should know about the Eldercare Locator. The Eldercare Locator, a public service of the Administration on Aging, an agency of the U.S. Administration for Community Living is a nationwide service that connects older adults and their caregivers with information on aging services.

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Tuesday 07/11/2017
How To Help Your Young Man Succeed
Updated: July 12, 2017 - 3:32 am

(NAPSI)—Research shows that students tend to earn higher grades, have better attendance, are more motivated and less likely to drop out when their families are involved in their education.

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Monday 07/10/2017
Three Simple Steps that Can Help You Achieve Your Financial Goals
Updated: July 10, 2017 - 3:34 am

(StatePoint) Americans have mixed emotions around financial planning, a new study suggests. But setting specific goals can help you achieve the financial outcomes you want. Forty-eight percent of individuals with specific financial goals say they expect to be in a much better place in the next four years, versus only 12 percent of those without goals.

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Monday 07/03/2017
How To Buy A House When You're Only 23
Updated: July 04, 2017 - 3:35 am

(NAPSI)—Amy is a typical millennial: She's 23, she graduated from college two years ago, she pays $321 in student loan debt every month and she rents an apartment in downtown Grand Rapids, Michigan. She's a sales manager for an international food distribution company and volunteers as an English tutor every week. She loves bike riding, playing her guitar, Saturday brunch and beer tastings.

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Wednesday 06/28/2017
Mobile Payment App Gives Apple Pay a Run for Its Money
Updated: June 28, 2017 - 3:32 pm

(NewsUSA) - This fall, like clockwork, Apple, Inc. will launch its iPhone 8, with yet another new operating system. Added to the mix will be the launch of Apple Pay Cash and sending money inside its messenger app, also known as Peer to Peer (P2P).

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Monday 06/26/2017
A Decade Later, Economic Crisis Still Hitting Middle-Income Boomers
Updated: June 26, 2017 - 3:31 pm

(NewsUSA) - Ten years after the U.S. financial crisis of 2007, a survey from the Bankers Life Center for a Secure Retirement found that middle-income boomers feel less than secure about their financial future, with almost 100 percent surveyed saying the economy has not fully recovered, and 65 percent believing they have not personally benefitted at all from any recovery.

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Worried About Outliving Your Retirement Nest Egg?
Updated: June 27, 2017 - 3:38 am

(NAPSI)—On average, boomers—an estimated 74.9 million Americans aged 53 to 71 in 2017—can expect to live to around age 85, according to the Social Security Administration.

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Friday 06/23/2017
3 tips to save money every wedding guest should know
Updated: June 24, 2017 - 3:31 am

(BPT) - Wedding season fills summer weekends with nuptials, and while we enjoy celebrating the bride and groom, all the “something borrowed and something blue” adds up to some serious green. In fact, a new survey from Bankrate.com (April 2017) found that nearly half of those surveyed — 47 percent — will spend $100 or more on a wedding gift for close friends or family.

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Thursday 06/22/2017
Breaking Down The School Staffing Surge
Updated: June 23, 2017 - 3:34 am

(NAPSI)—Most parents believe the more personnel there are in a school, the better the education their kids can get—but this may not be so.

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Tuesday 06/20/2017
Viscount Mining Corp: Company to Watch In 2017
Updated: June 20, 2017 - 3:31 pm

(NewsUSA) - Back in the late 1800s, hordes of miners descended on Colorado's Custer County to seek their fortunes. They staked nearly 100 individual claims, and mined large amounts of top-grade silver and gold from the ground. The area even acquired a revealing name: the Hardscrabble Silver District.

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Monday 06/19/2017
Making Informed Choices About Student Debt
Updated: June 20, 2017 - 3:32 am

(NAPSI)—Millions of students are pursuing a college degree in the hope that it leads to a successful career and a meaningful life. It can seem like the only way to a stable financial future. But is it really? The decision to go to college might seem like an easy choice for some high school graduates; for others it could be challenging, especially if they can’t easily afford it.

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Thursday 06/15/2017
Mobile Banking Offers Greater Ease, Better Deals
Posted: June 15, 2017

(NewsUSA) - It seems that almost anything can be done with a click of a mouse or a downloaded app these days -- including your banking.

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Thursday 06/08/2017
220 Cities, 140 Million Americans To Lose Amtrak Service; Federal Budget Will Kill U.S. Train Network
Updated: June 09, 2017 - 3:32 am

(NAPSI)—This summer travel season may be the last year with train travel as an option for millions of Americans. The Administration’s proposed 2018 budget wipes out funding for almost all Amtrak trains except on the East and West coasts. More than 220 cities and towns will lose train service completely and 140 million people will completely lose an entire transportation mode.

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Wednesday 06/07/2017
5 Investment Strategies That Can Outlast Market Spikes
Updated: June 08, 2017 - 3:31 am

(BPT) - You’re familiar with the saying “If it seems too good to be true, it probably is”?

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Check Your Dollars: You Could Have A $1 Bill Worth $10,000
Updated: June 08, 2017 - 3:31 am

(NAPSI)—They get shoved in pockets and run through the laundry. Jammed in and spit out of vending machines. And grasped by many hands as they make their way across the United States.

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Monday 06/05/2017
7 tips for balancing retirement savings and paying for college
Updated: June 13, 2017 - 3:31 am

(BPT) - Most people want to help their children pay for a quality college education, but it can be difficult to balance personal financial goals and funding your kids' educational aspirations. When retirement savings is sacrificed for college costs, it can be a disservice to the entire family.

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Tuesday 05/30/2017
Financial Tips for Grads Considering Their First Job
Updated: May 30, 2017 - 3:31 pm

(NewsUSA) - Perhaps the best financial advice for newly minted college grads? At least eight factors -- not just salary -- should be considered before deciding which job offer to accept. 

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Take Control of Your Personal Finances with New Express Bill Pay
Updated: May 30, 2017 - 3:31 pm

(NewsUSA) - We all work hard for our money, which in turn is divided up to pay our bills. That's how it works. But with the added stress of managing daily life, managing bill payment can often be overwhelming and sometimes get overlooked. It can be hard to keep track of what's due and when; never mind those bills that have fallen through the cracks and are late.

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Thursday 05/25/2017
3 tips when buying a used car
Updated: June 02, 2017 - 3:32 am

(BPT) - If you’re in the market for a used vehicle, the car-buying process can be both an exciting and daunting experience. Whether you are a first-time buyer or looking for a different model, a car is one of the largest purchases you will ever make. It’s not only important to make sure you have the right car for your lifestyle, but one that makes the most sense for your personal financial situation.

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A Present For A Future
Updated: June 08, 2017 - 3:31 am

(NAPSI)—Take a look at the children you care about. Then picture them far from family and friends, in foster care, and with very little in the way of luxury or even stuff they can call their own.

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Tuesday 05/23/2017
Tips For A 100 Percent Hassle-Free Move
Updated: May 24, 2017 - 3:35 am

(NAPSI)—Moving can be a hassle, stressful and emotional.

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For Many, Small Business Is Close To Home
Updated: May 24, 2017 - 3:35 am

(NAPSI)—If you are like many Americans, you either own or work for a small business. Small businesses are a big part of the country’s economy, employing 56.1 million members of the nation’s private workforce and creating two out of every three new jobs every year.

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Wednesday 05/17/2017
Are You Banking On Social Security For Your Retirement Income?
Updated: May 18, 2017 - 3:32 am

(NAPSI)—If you’re a middle-income baby boomer, chances are you’re still struggling to recover from the financial crash that began in 2007. You’re not alone: According to a new study, only two percent of boomers feel the economy has fully recovered, and 65 percent say they have not felt personal benefit from any recovery.

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Monday 05/15/2017
Using Academic Practices To Improve Your Communications
Updated: May 16, 2017 - 3:31 am

(NAPSI)—In today’s fast-paced world, new content is coming out faster than many people can keep up. According to an article in Science Daily, 90 percent of the world’s data has been generated in just the last few years. People actively develop new content every day, whether in their professional roles or when choosing what to blog about, link to on social media, and actively share in some way. With all this increased access to information that can be used to create content, it’s important to be mindful of the process and how companies can most effectively connect with consumers or any audience in a way that is accurate and authentic.

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Friday 05/12/2017
Keeping Your Business Running Smoothly
Updated: May 13, 2017 - 3:31 am

(NAPSI)—According to the latest statistics from the U.S. Small Business Administration, 80 percent of the 28.8 million U.S. small businesses have no employees, placing a heavy burden on the business owner when it comes to juggling every detail of running a company. From IT issues to customer service and even facilities management, a small-business owner must be a jack-of-all-trades.

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Change Careers: Answer The Calling To The Classroom
Updated: May 13, 2017 - 3:31 am

(NAPSI)—Here’s news many may find educational: According to a recent University of Phoenix College of Education survey,* one in three (34 percent) K−12 teachers nationwide say they changed careers to join the teaching profession, with 36 percent of career changers coming from a business and management background.

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Thursday 05/11/2017
The Benefits of A Flexible Work Schedule
Updated: May 24, 2017 - 3:32 pm

(NewsUSA) - Within the past two decades, job opportunities that offer telecommuting options have quadrupled, and as technology advances, that number will continue to grow.

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Wednesday 05/10/2017
Important And Intriguing Graduation Information
Updated: May 11, 2017 - 3:31 am

(NAPSI)—If you’re among the estimated 3 million young Americans getting a high school diploma this year—Congratulations!

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When Free Trade Agreements Are Not So Free
Updated: May 11, 2017 - 3:31 am

(NAPSI)—As a successful businessman and negotiator, President Trump ran much of his campaign on promises of updating established international trade agreements to benefit American businesses and their workforces. Needless to say, he has taken on a challenge that many of his predecessors, with their focus on diplomatic relations, were unable to achieve. Time will show whether this 45th president will be able to fulfill this challenge, but many American businesses are relying on him to not only improve their freedom to trade internationally but to protect their assets from loopholes that continue to hurt their business.

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Sunday 05/07/2017
Non-Profit Venture Fund Seeks to Support The American Dream
Updated: May 11, 2017 - 3:31 pm

(NewsUSA) - An innovative venture fund is creating opportunities to support the American Dream by providing capital and resources to small businesses. ProgressWorks is a non-profit 501(c)(3) U.S. job-creation venture fund with a mission to facilitate job creation and retention in the United States. Its vision is to impact the growth of employment through targeted investment, strategic partnering, and resources that reduce the challenges small businesses face when seeking capital.

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Thursday 05/04/2017
The Time To See A Tax Pro Is Now
Updated: May 05, 2017 - 3:31 am

(NAPSI)—Many taxpayers may be surprised to discover that a good time to get tax advice is after their taxes are done and filed.

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Wednesday 07/12/2017
CME Group, 4-H Steer Youth Toward Agricultural Industry for Fifth Straight Year
Updated: July 12, 2017 - 3:32 pm

(NewsUSA) - CME Group has once again partnered with National 4-H Council to sponsor the interactive and educational Commodity Carnival, which will visit 120 state and county fairs in the Midwest during the summer and fall of 2017. The Commodity Carnival and companion app, Risk Ranch, give players a fun and engaging way to learn about agriculture by bringing a steer to market.

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Tuesday 07/11/2017
So Your Company Went Mobile ... Now What?
Updated: July 11, 2017 - 3:32 pm

(NewsUSA) - Most companies know the need to go mobile to make their workforce more productive and efficient, but many don't know what is needed outside of buying some tablets and software.

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Wednesday 06/28/2017
Mobile Payment App Gives Apple Pay a Run for Its Money
Updated: June 28, 2017 - 3:32 pm

(NewsUSA) - This fall, like clockwork, Apple, Inc. will launch its iPhone 8, with yet another new operating system. Added to the mix will be the launch of Apple Pay Cash and sending money inside its messenger app, also known as Peer to Peer (P2P).

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Tuesday 06/27/2017
5 big changes for today's small businesses
Updated: June 28, 2017 - 3:31 am

(BPT) - A generation ago, the notion of a small business owner meant something very different. You pictured a person who owned their own storefront, often named after themselves, and every day they were the first to arrive and the last to leave. They worked tirelessly for their customers, and their reward was enjoying those customer interactions day after day.

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Friday 06/23/2017
Job Hunting? 5 Reasons to Consider Using a Staffing Agency
Updated: June 23, 2017 - 3:34 am

(StatePoint) If you’re an active job seeker or simply looking to expand your career horizons, many experts say that in today’s market, working with a recruiter can give you a substantial leg-up.

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Tuesday 06/20/2017
Viscount Mining Corp: Company to Watch In 2017
Updated: June 20, 2017 - 3:31 pm

(NewsUSA) - Back in the late 1800s, hordes of miners descended on Colorado's Custer County to seek their fortunes. They staked nearly 100 individual claims, and mined large amounts of top-grade silver and gold from the ground. The area even acquired a revealing name: the Hardscrabble Silver District.

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Thursday 06/15/2017
6 Signs it’s Time to Quit Your 9-to-5 Desk Job
Updated: June 15, 2017 - 3:32 am

(StatePoint) A growing number of workers are moving away from typical 9-to-5 desk jobs and are reaping the benefits of being their own bosses or becoming independent contractors. How do you know if that lifestyle is for you?

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Tuesday 06/13/2017
Entrepreneurs Embrace In-House Fitness
Updated: June 13, 2017 - 3:32 pm

(NewsUSA) - The popularity of health and fitness services is driving many entrepreneurs to start home-based businesses.

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Tuesday 06/06/2017
Rum Aficionados Are in For a Treat with Relaunch, New Label
Updated: June 06, 2017 - 3:31 pm

(NewsUSA) - Rum aficionados, rejoice. A classic brand is re-entering the spotlight with a new look.

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Iconic US Winemaker Toasts Tradition While Embracing Change
Updated: June 06, 2017 - 3:31 pm

(NewsUSA) - For those who appreciate wine, it is an art unto itself. After all, great wine comes from all over the world. If, however, you want to remain true to your North American roots, it may be more difficult than you think.

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